Add a transaction, transfer, or journal entry

Some activity is not on a bank statement yet, or never will be. Choose New (N) and then the type.

• Expense or income: money that left or came into an account. Choose the category, and split it if necessary.
• Bill: money that you owe a vendor. See Bills and receivables.
• Receivable: money that a customer owes you. See Bills and receivables.
• Transfer: money that moves between two of your own accounts, for example from checking to savings, or a payment from checking to a credit card. If the money arrives on a later date, Righto shows it as in transit until it arrives.
• Journal entry: an advanced entry with debit and credit lines. Debits must equal credits. Use it for depreciation, reclassifications, and corrections that no other type fits.

When the bank line for this activity arrives in a later import, match it to the entry. Then the activity counts one time only.

Credit cards

A credit card is a liability: its balance is money that you owe. A purchase on the card is an expense on the date of the purchase. The payment from your bank to the card is a transfer, not a second expense.

Delete and duplicate

• Delete removes a draft. For a posted entry, Righto reverses it: it adds an opposite entry and keeps both in the history. Posted history is never erased.
• Duplicate makes a new draft with the same details.